Reimbursement of costs

The law requires that the costs for a loan up to 300 be reimbursed. For higher amounts, we estimate 3.5% per month on the loan amount.


The demurrages are calculated per day.

Vehicle Demurrage
Motorcycle 1.50
Car 3.00
Truck 5.00

If the collateral loan agreement is for a credit amount of over EUR 10,000, we pick up your automobile nationwide. For our calculations, the day on which the loan agreement is concluded is significant. Partial repayments during the loan period are possible at any time! A month that is already underway is considered a full month!

Model invoice

Example 1:
Loan amount of 1,000 for a period of 30 days!

Interest 10.00
Fees 35.00
Demurrage (car) 90.00
Total 135.00

Example 2:
Loan amount of 5,000 for a period of 30 days!

Interest 50.00
Fees 175.00
Demurrage (car) 90.00
Total 315.00

Example 3:
Loan amount of 10,000 for a period of 30 days!

Interest 100.00
Fees 350.00
Demurrage (car) 90.00
Total 540.00